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	<title>Credit Repair and Debt Consolidation</title>
	<link>http://credit-repair-debt-consolidation.info/index.php</link>
	<description>... advice on credit repair, debt consolidation, debt negotiation and relief, and more ...</description>
	<lastBuildDate>Sat, 03 Dec 2005 15:54:29 +0000</lastBuildDate>
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		<title>Tips to Avoid Overspending on Credit Cards</title>
		<description><![CDATA[Credit cards are terribly convenient.  But in many cases the main word in that sentence is "terribly" as unrestrained use can put your finances in a world of hurt.  Learn some ways to avoid problems caused by overspending with credit cards:]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/12/03/tips-to-avoid-overspending-on-credit-cards/</link>
			</item>
	<item>
		<title>Ten Simple Steps to Manage Your Credit</title>
		<description><![CDATA[The credit card is arguably one of the greatest inventions of the 20th century, right up there with the airplane, television, though maybe not quite up to par with the electric light bulb.  Think about what life would be like without credit cards (depending on your age, you may remember those days, or life without television).  But credit cards can and do cause problems, here's an article explaining how to avoid them:]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/11/30/ten-simple-steps-to-manage-your-credit/</link>
			</item>
	<item>
		<title>Back to School - Credit Reporting 101</title>
		<description><![CDATA[It's important to know the fundamentals of credit, credit reports, credit scores, and associated topics.  Here's a quick article to fill you in, if you need more information, there's all sorts of it all over this site, so get comfortable and stay awhile!]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/10/24/back-to-school-credit-reporting-101/</link>
			</item>
	<item>
		<title>New Debt Relief Book Available!</title>
		<description><![CDATA[I've been a bit absent the last few weeks, and for that I apologize for those watching this forum.  The reason is that I've been putting the finishing touches on my new book.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/10/22/new-debt-relief-book-available/</link>
			</item>
	<item>
		<title>10 Tips to Avoid ID Theft and Credit Fraud</title>
		<description><![CDATA[Every year billions of dollars of credit fraud is committed, much of it because of ID theft.  Here's a sobering article that will encourage you to take some steps in order to prevent it from happening to you (or to you again!):]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/10/04/10-tips-to-avoid-id-theft-and-credit-fraud/</link>
			</item>
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		<title>How to Establish Great Credit</title>
		<description><![CDATA[It can be (and has been) said that no credit history is just as bad, or worse, than a bad credit history.  So if you're young and just starting out, or even not so young and have always paid cash, how do you establish a good credit history so that you can be looked at favorably when you apply for important loans and mortgages?  Here's some tips.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/09/30/how-to-establish-great-credit/</link>
			</item>
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		<title>Are the Credit Bureaus Really Helping Us?</title>
		<description><![CDATA[When you make a decision that you need to start repairing your credit, our first recommendation is that you attempt to do it yourself.  The first thing you generally need to do is get a copy of your credit reports.  Elsewhere on this site are several pages explaining all that.  The thing is, when you contact the credit bureaus, they will obviously attempt to get you to make a purchase, rather than just get something from them that's free.  Here's a good article explaining what you should be aware of when faced with the choices they'll offer you.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/09/15/are-the-credit-bureaus-really-helping-us/</link>
			</item>
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		<title>All About Credit Card Balance Transfers</title>
		<description><![CDATA[If you have multiple credit cards, it's likely that one or more have recently offered you a special interest rate to entice you to transfer the balance from another card over to their card.  Should you?  What's the catch?  Today's guest author answers those questions below.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/09/12/all-about-credit-card-balance-transfers/</link>
			</item>
	<item>
		<title>Everyone in the U.S. is entitled to a free credit report now</title>
		<description><![CDATA[September 1st was the date that residents in the final batch of states became eligible to ask for their free credit reports.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/09/09/everyone-in-the-us-is-entitled-to-a-free-credit-report-now/</link>
			</item>
	<item>
		<title>10 Ways to Boost Your Credit Score</title>
		<description><![CDATA[Here's some great tips to help you get that ol' credit score a bit higher, close to where you want it to be.  Follow the advice of today's author and you just might be able to save some money every month on finance charges, or better yet, qualify for that important mortgage or auto loan  that you might have been turned down for.]]></description>
		<link>http://credit-repair-debt-consolidation.info/index.php/2005/09/07/10-ways-to-boost-your-credit-score/</link>
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